Kentucky has some of the most scenic highways in the country. Before you hit the open road, you need to make sure you and your vehicle are adequately insured. Our friendly staff at Thoroughbred Insurance Services can make sure you have the coverage you need. Let’s take a look at what is required by law and what is suggested.
Kentucky Auto Insurance Requirements
In the state of Kentucky, all vehicles on the road are required to have a minimum of liability coverage. This coverage helps pay the cost of damages and medical bills resulting from a collision with your vehicle. It’s important to note that this insurance only covers other people and their vehicles. For insurance to cover your vehicle, you will need to look into collision and comprehensive coverage.
More Coverage Options
Protecting your vehicle and your passengers come down to picking the right auto coverage options. Here are the basics we recommend:
- Medical Coverage - This additional coverage option helps pay the cost of your medical bills that result from a collision. Medical bills can be staggering and may not be fully covered by your health insurance alone. This coverage is vital in handling costly bills.
- Collision Insurance - If you rely on your vehicle for transportation, you should get collision insurance. This helps cover the costs of repairs to your vehicle and can get you back on the road much faster than paying out of pocket.
- Comprehensive Insurance - This is a catch-all that handles all of the incidental damage to your vehicle. This covers things like fire, flooding, and vandalism.
Thoroughbred Insurance Services has the expertise and experience to help you find the auto insurance you need. Use our convenient online rating tool to acquire a quote from home.
Give us a call or stop in today. Our friendly staff is here to help you find reliable coverage to fit your needs!