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It’s the end of the year and like most of you I’m always looking to save some money and improve my monthly budget.  It seems like there’s always more month at the end of the money.  Shopping the rates on your auto and home insurance every three years is a great way to potentially fee up some money in your monthly budget.  All carriers take periodic rate increase as well as inflation protection rate adjustments and other discounts can roll off policies over time.

I represent several carriers and can shop many carriers at once to try to find a better deal for you.  I represent, Travelers, Grange, SafeCo, Progressive, State Auto, MetLife, Kemper, and the Hartford.  With many options I’m able to shop rates for you and try to find you the best deal available. 

On the commercial side I also represent several companies and all companies have different appetites for different kinds of risk.  Recently, I’ve placed several policies with Hamilton Insurance.  They’re a lesser known carrier but they have great rates.  I also represent Travelers Commercial, Liberty Mutual Commercial, CNA, MetLife Commercial, Dovetail, Starr, Foremost, and the Hartford Commercial.  Between all these carriers I’m usually able to place most risk.  I also have access to excess and surplus carriers for those hard to place risk.  My main goal is to find you the best rate possible to help your company’s bottom line.

If you’d like to review your personal or commercial insurance please give me a call at 859-214-6051.  Thanks, and have a great day! – Ryan Shive

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